Better Logo
Get started
  • Sign in
  • Get started
Frequently asked questions

What is the FHA debt-to-income ratio limit at Better Mortgage?

Debt-to-income (DTI) ratios are a measurement of monthly debt compared to monthly income. This ratio gives lenders an understanding of other major financial obligations in a borrowerโ€™s life, and is used to determine how much a borrower can afford in a monthly mortgage payment compared to other existing debts. Borrowers below 50% DTI can qualify for an FHA loan at Better Mortgage.