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Frequently asked questions

What is the FHA debt-to-income ratio limit at Better Mortgage?

Debt-to-income (DTI) ratios are a measurement of monthly debt compared to monthly income. This ratio gives lenders an understanding of other major financial obligations in a borrower’s life, and is used to determine how much a borrower can afford in a monthly mortgage payment compared to other existing debts. Borrowers below 50% DTI can qualify for an FHA loan at Better Mortgage.