What is a soft credit check?

When you apply online for our 3-minute basic pre-approval, we’ll ask for your social security number and do a secure “soft” credit check. This doesn’t affect your credit score in any way. We use your FICO Classic 04 credit score from Transunion. Knowing your credit score helps us make more accurate calculations about how much you can afford.

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    Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 120 Broadway, 5th Floor, New York, NY 10271. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

    Better Real Estate, LLC is a Virginia Licensed Real Estate Firm with its principal office located at 312-F East Market St., Leesburg, VA 20176. License #0266029484. Equal Housing Opportunity

    Better Settlement Services, LLC. 175 Greenwich Street, FL 59, New York, NY 10007

    Better Cover, LLC is a Pennsylvania Resident Producer Agency. License #881593. 175 Greenwich Street, FL 59, New York, NY 10007

    Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC and Better Cover, LLC are separate operating subsidiaries of Better Holdco, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.