Can I get a conventional loan for secondary homes?

Settlement costs (also known as closing costs) are the fees that the buyer and/or seller have to pay to complete the sale of the property. Depending on the lender, these may include origination fees, credit report fees, and appraisal fees, as well as property taxes and recording fees. Read more

Learn what a nonconforming loan is, how it differs from conforming loans, pros/cons, jumbo and government-backed options, and credit and DTI requirements. Read more

Yes, generally you can adjust your coverage amounts, provided they still fall within the required minimum amounts depending on the policy. Read more