Can I convert a conventional loan to an FHA loan?

Yes. To convert an FHA loan to a conventional loan you’ll need to meet the conventional loan lending criteria and complete a mortgage refinance. You’ll also need to provide documentation so the lender can verify your finances.

Many borrowers with FHA loans choose to do this so they can stop paying mortgage insurance, save on interest, or to tap into their home equity with a cash out refinance.

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More resources

• Change your loan type and save with a conventional loan refinance
• FHA or Conventional: Which mortgage loan is best for you?
• Conventional loan requirements