What is a loan-to-value ratio and how is it calculated?

Learn what LTV, CLTV, and HCLTV mean, and what impacts the maximum amount you can cash out when you refinance. Read more

Learn how a cash-out refinance for debt consolidation works and how Better pays off your debts and replaces them with a lower-interest mortgage payment. Read more

Discover the debt-to-income (DTI) ratio needed to refinance with Better Mortgage: 50% for conforming loans and 43% for jumbo loans. Read more