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Frequently asked questions

Why choose Better Mortgage?

When you work with us, you get a team that’s committed to providing a fast, transparent digital mortgage experience backed by the friendliest customer support.

As a Better Mortgage customer, you can expect:

A personalized rate quote in under 5 seconds

Most traditional lenders use outdated, fragmented technology. We built Better from the ground up to get you the best rate within seconds.

Pre-approval in under 3 minutes

When you’re house shopping, a few hours can be the difference between getting your dream home and losing out to the next highest bidder. That’s why we built the latest innovative technology to expedite the pre-approval process so you can find the best loan and also prove to the seller (and your agent) that you’re a serious buyer.

100% online application process

Phew, now you can safely throw your fax machine in the closet with your beeper and your VCR. With Better, you apply, lock a rate, and get your mortgage funded completely online, which means you can log in anytime to see exactly where you are in the process.

A loan officer who never earns commission

Typically, mortgage loan officers get paid ~1% of the total loan amount, which means they’re incentivized to get you the biggest loan, not necessarily the one that’s best for you.

At Better Mortgage, our loan officers don’t get paid commission. Ever.

A support team, not a sales team

Our team is here to answer questions and help you choose the solution that's right for you. That’s it.

No lender fees

We don’t charge lender fees. That means no origination fees, no application fees, no processing fees, and no underwriting fees. They’re antiquated, and not aligned with our mission to make homeownership accessible to all.

  • Who is Better Mortgage?

    Who is Better Mortgage?


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Β© 2021 Better Holdco, Inc. and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC provides real estate services; Better Cover, LLC provides homeowners insurance policies; and Better Settlement Services provides title insurance services. All rights reserved.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate is a licensed real estate brokerage and maintains its corporate headquarters at 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. A full listing of Better Real Estate, LLC’s license numbers may be found here. Equal Housing Opportunity. All rights reserved.

Better Settlement Services, LLC. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007

Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC and Better Cover, LLC are separate operating subsidiaries of Better Holdco, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

The Better Home Logo is Registered in the U.S. Patent and Trademark Office

Better Cover is Registered in the U.S. Patent and Trademark Office