Home affordability calculator – how much house can I afford?

Published June 19, 2019
Erik Bernhardsson
by Erik Bernhardsson

Tell us a little about your finances and the type of property you’re looking to buy. This home affordability calculator will help you understand how much house you can afford.

Get pre-approved in 3 minutes

The next step is to get a Better Mortgage basic pre-approval letter. It takes just 3 minutes online and won’t affect your credit score. You can print it out and share it with your real estate agent, or go back and re-run the numbers at any time.

What makes our home affordability calculator better?

Other online calculators use various rules of thumb to estimate how much house you can afford, such as "you should never spend more than 43% of your income on a mortgage". We take a different approach. Our home affordability calculator takes your information, checks the latest interest rates, and runs a quick automated underwriting process based on the thousands of combinations of loan products and rates that are available to our borrowers.

Going house hunting? Get certainty.

If you’re ready to go house hunting in earnest, we strongly recommend getting our basic pre-approval. You’ll provide us with a few pieces of information, and we'll give you a quote for how much you can get approved to borrow from Better Mortgage. If you’re house hunting in a competitive market, this can give your offer an edge over other bidders. But don’t take our word for it.

“Being able to get pre-approved through Better Mortgage really gave us a significant advantage over other buyers, the seller felt much more confident working with us.”

Bruno & Sabrina, home buyers in San Francisco, CA

 Get Approved and Get the Clarity You Need. Start Now

Disclaimer: This home affordability calculator is made for illustrative purposes only. Accuracy is not guaranteed.

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