Won’t affect your credit score
Your home has value. Now, turn it into cash.
A cash-out refinance lets you turn built-up equity into funds for renovations, debt consolidation, or big life goals - while keeping a single, manageable monthly payment. Better guides you through a fast, transparent process from start to finish.
Our AI-native tech shops dozens of investors to find your best rate.
Personalized quote in as little as 3 minutes — no credit impact.
Thousands saved on average through lower rates and fewer fees.
Won’t affect your credit score
Best Mortgage Lenders
of 2023
Best Mortgage Lender for
Affordability 2023
Best for All-in-One
Online Homebuying
$100B+
Home loans funded online
400,000+
Customers proudly served
Lock your refinance rate in
as little as 15 minutes
2025 Best
Online Lender
Cash in as little as
7 days
2026 Best for speedy
approvals and low fees
2025 Best for
Low Rates
Won’t affect your credit score
Why customers love Better Mortgage
Better made it easy
Better made it easy to consolidate some higher interest debt while taking some cash out of my home’s equity for my daughter’s college tuition.
Richard, Better Mortgage Customer
“
Open and honest
Very communicative team, simplified online system, open and honest discussion about rates. Better Mortgage offered the best rate.
Kwaku, Better Mortgage Customer
“
Better made it easy
Better made it easy to consolidate some higher interest debt while taking some cash out of my home’s equity for my daughter’s college tuition.
Richard, Better Mortgage Customer
Open and honest
Very communicative team, simplified online system, open and honest discussion about rates. Better Mortgage offered the best rate.
Kwaku, Better Mortgage Customer
Mateo & Alejandra | Better Mortgage customers
See your rates for Refinance in minutes