Better Card Promotion Terms and Conditions:

  1. Participation in this promotion is limited to the individual listed as the recipient of this Better Mastercard® Prepaid Card (“Better Card”) promotional mailer.

  2. The Better Cardholder Terms of Use can be found here. The Better Card is not redeemable for cash and cannot be returned for a cash refund. Better Mortgage is not responsible for and will not replace lost or stolen Better Cards. The Better Card is issued by Sutton Bank, Member FDIC, and powered by Marqueta. Restrictions apply, see Marqueta, Mastercard®, and Sutton Bank Terms.

  3. To be eligible for additional amounts to be added to the Better Card, individuals must:
    (a) Be a U.S. citizen, permanent resident or non-permanent resident (certain visa categories only) located in a state where Better Mortgage is licensed to originate mortgage loans;
    (b) Start working with a Better Real Estate agent (in a state where BRE is available) by September 10, 2021 (for an additional value of $150);
    (c) Upload a purchase contract to their Better.com account by November 25, 2021 (for an additional value of $200);
    (d) Lock a rate with Better Mortgage within 7 calendar days of uploading a purchase contract (for an additional value of $250).

  4. Upon qualifying for the addition of $150, $200, and $250 to the Better Card, Better Mortgage will send an email to the individual with a notification of the added value within 14 calendar days. Each eligible Better Mortgage customer may receive no more than one (1) Better Card in connection with this promotion.

  5. Individuals will be responsible for all taxes and fees associated with receipt of Better Card values which total above $600 which may be considered miscellaneous income received from Better Mortgage. Better Mortgage may be required to send to you, and file with the IRS, a Form 1099-MISC for the year in which you receive these values. Please consult your tax advisor.

  6. Better Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

  7. BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Offer is subject to state restrictions. Better Mortgage Corporation, 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. Tel: 888-501-3186, Fax: 408-946-0112, is licensed by the Department of Business Oversight under the California Finance Lender Law License No.6052748 , NMLS # 330511. (www.nmlsconsumeraccess.org)