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Frequently asked questions

Where can I get a cost estimate?

When you start considering whether itโ€™s the right time to buy a house, the first step is understanding what costs are involved. And we know that different people are in different stages of the homebuying process, from โ€œThat might be nice one dayโ€ to โ€œIโ€™m ready to make this happen.โ€ So here are the ways you can estimate your costs at every step of the journey.

If youโ€™re still just starting to think about buying a house one day, check out our Affordability Calculator. This simple, clickable tool helps you find a ballpark estimate of how much house you can afford. It factors in both mortgage and non-mortgage expenses, such as utilities, maintenance, and home improvement costs.

But if youโ€™re thinking more seriously about buying a home and want to find out what kind of rates you can qualify for, it only takes a few minutes to start the pre-approval process.

Youโ€™ll self-report your income and assets, and then we give you personalized rates and a pre-approval letter. It only takes a few minutes and wonโ€™t affect your credit score in any way.

Once youโ€™re pre-approved, you can get a Loan Estimate, which gives you the estimated interest rate, monthly payment, total closing costs for the loan, and the estimated costs of taxes and insurance. Itโ€™s the best tool for comparing mortgage rates between lenders. With Better Mortgage, youโ€™ll get a Loan Estimate in seconds, but traditional lenders can take up to three days.

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    I'm shopping for a home

  • Why are "loan estimates" so important?

    Why are "loan estimates" so important?

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ยฉ 2021 Better Holdco, Inc. and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans; Better Real Estate, LLC provides real estate services; Better Cover, LLC provides homeowners insurance policies; and Better Settlement Services provides title insurance services. All rights reserved.

Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access

Better Real Estate, LLC dba BRE, Better Home Services, BRE Services, LLC and Better Real Estate is a licensed real estate brokerage and maintains its corporate headquarters at 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007. A full listing of Better Real Estate, LLCโ€™s license numbers may be found here. Equal Housing Opportunity. All rights reserved.

Better Settlement Services, LLC. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007

Homeowners insurance policies are offered through Better Cover, LLC, a Pennsylvania Resident Producer Agency. License #881593. 3 World Trade Center, 175 Greenwich Street, 59th Floor, New York, NY 10007

Better Mortgage Corporation, Better Real Estate, LLC, Better Settlement Services, LLC and Better Cover, LLC are separate operating subsidiaries of Better Holdco, Inc. Each company is a separate legal entity operated and managed through its own management and governance structure as required by its state of incorporation, and applicable and legal and regulatory requirements. Products not available in all states.

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