Better Mortgage Rate Lock by January 16 Promotion Terms and Conditions

  1. Better Mortgage Corporation (“Better Mortgage”) is offering qualified customers $1,000 in the form of lender credits to be applied to reduce the closing costs of the refinance of their mortgage loan (the “Mortgage Loan”) subject to the eligibility requirements and criteria set forth below (the “Offer”). The Offer is limited to qualified customers who were recipients of a promotional email for the Offer, start a mortgage application with Better Mortgage, lock a rate for the Mortgage Loan by the Rate Lock Deadline (defined below), and then successfully close on the Mortgage Loan with Better Mortgage;

  2. To be eligible for this promotion, Better Mortgage users must:

  • (a) Be a U.S. citizen, permanent resident or non-permanent resident (certain visa categories only) refinancing a primary residence, second home or investment property located in a state where Better Mortgage is licensed to originate mortgage loans;
  • (b) Receive a promotional email for the Offer; and
  • (c) Complete each of the following:
    • Lock a rate for the Mortgage Loan with Better Mortgage by January 16, 2023 at 11:00 PM EST (the “Rate Lock Deadline”); and
    • Successfully close on the Mortgage Loan with Better Mortgage.

  1. Upon qualifying for the Offer, Better Mortgage will apply the Offer in the form of lender credits to reduce the final closing costs on the customer’s Mortgage Loan due at closing. The Offer can only be applied once per Mortgage Loan. The Offer cannot be combined with any other promotions, discounts or offers.

  2. The offer is only available for customers applying for refinance loans on properties located in the states in which Better Mortgage originates loans. The Offer is subject to all applicable state laws.

  3. Better Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

  4. BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. Better Mortgage Corporation, 3 World Trade Center, 175 Greenwich Street, 57th Floor, New York, NY 10007. Tel: 888-501-3186, Fax: 408-946-0112, is licensed by the Department of Business Oversight under the California Finance Lender Law License No.6052748 , NMLS # 330511. (www.nmlsconsumeraccess.org)