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Frequently asked questions

When would Better Mortgage consider a rate option "out of bounds" or ineligible?

Mortgage rates are priced using points and credits. At Better, a rate option is considered ineligible if the cost of the points we would charge for that specific rate exceed 2.5% of the loan amount. Points and credits are displayed in actual dollar values when you view your personalized rate options in your Better Mortgage account, so you can always understand whether a rate option is available. For a personalized look at the rates you qualify for, get pre-approved.