What is Better Mortgage?

Published July 22, 2016

Updated April 3, 2026

Better
by Better

Have you ever wondered why buying or refinancing a home is so outdated and complex? You’re not alone. Millions of people go through the mortgage process each year. It is a cornerstone of our economy. Families everywhere build their lives around this asset. For almost everyone, their home represents the biggest financial transaction of their lives.

And yet the mortgage industry is so far behind.

  • It’s behind on technology. The best-in-class origination software was written in the ‘90s.
  • It’s needlessly unclear. Got that PUD / Condo Cert request? How about your VVOE or WVOE?
  • Worst of all, it’s not very user-friendly. Why does it take so many phone calls just to get pre-approved?

Everywhere we look we see legacy infrastructure, needless middlemen, and frustrating pain points. It’s clear that the process doesn’t work for the busy, modern-day, mobile consumer.

Some lenders pretend as if the internet doesn’t even exist.

We launched Better Mortgage with the goal of building a fundamentally different mortgage company; one that is simple, transparent, and completely online. Consumers are clamoring for a simpler mortgage experience. We believe better technology is the way.

At Better Mortgage, we’re bringing mortgages into the 21st century.

First we assembled a world-class engineering team. Our team hails from places like Google, Microsoft, and Spotify. Then we acquired an existing mortgage bank and rebuilt it from the ground up, rewriting traditional assumptions at every step.

Since we are a technology company at heart, our team is constantly improving the process as we learn from our customers.

Today we’re proud to offer a fully re-engineered mortgage experience that puts users first. In 2016, no one should have to play phone tag. No one should have to fax a document. And no one should have to pay thousands of dollars in commission to a loan officer who mostly slows the process down.

So what does that mean for you?


0% commission

Communicate on your terms. Work with our non-commissioned Mortgage Experts by chat, phone, email, or even text — we won’t call you unless you need us to (unless it’s really urgent). At Better Mortgage, you work with support, not sales.

100% online

Complete the entire process online — make progress 24/7. Nothing should slow you down.

Be efficient and paper-free. Save time by e-signing documents, linking bank accounts, and securely uploading files.

3-minute pre-approval

What used to take weeks now takes minutes. With Better Mortgage, applying for a pre-approval for a refinance or new mortgage only takes 3 minutes. And it won’t affect your credit score.

 A Better Mortgage is a Modern Mortgage. Get Pre Approved Now

Related posts

Mortgage rates in 2026: Will they fall – and how could that impact affordability?

Will mortgage rates fall in 2026? Learn what economists predict, how rate cuts could affect buying power, and whether refinancing might make sense next year.

Read now

Are mortgage rates negotiable? Learn tips and essentials

Learn how to negotiate mortgage rates with confidence. Discover practical tips for lowering costs and understand which mortgage fees are negotiable.

Read now

How much does it cost to sell a house? Overall expenses

How much does it cost to sell a house? Learn which expenses sellers face and how they stack up so you can plan your budget before you move ahead.

Read now

A comprehensive guide to a cash out refinance

With a cash out refinance, you take out a new mortgage for more money than you owe on your current loan. The difference is paid to you in cash.

Read now

FHA loan requirements and perks for first-time home buyers

Explore FHA loan essentials: credit score and down payment thresholds, DTI, MIP costs, property standards, and how to apply with government-backed flexibility.

Read now

Income needed for an $800k mortgage: Factors and scenarios

Discover the income needed for an $800k mortgage, explore what affects monthly costs, and see real-world scenarios to compare your options.

Read now

Are 50-year mortgages really so terrible? The pros and cons of longer loan terms

Is there a good way buyers could use longer-term mortgages like a 50-year loan? A look at the pros & cons.

Read now

How to shop around for mortgage rates? Top tips

Learn how to shop around for mortgage rates effectively to secure the best deal. Compare lenders, learn useful tips, & save thousands on your home loan.

Read now

What does a real estate attorney do?

A real estate attorney reviews contracts, clears title issues, and protects you at closing. Learn what they do, how much they cost, and when hiring one makes sense.

Read now

Related FAQs

Interested in more?

Sign up to stay up to date with the latest mortgage news, rates, and promos.