Better Mortgage Corporation (“Better Mortgage”) is offering qualified customers of Bed Bath & Beyond (“Beyond”), who successfully close on (i) a purchase or refinance of a first-lien, closed-end, conforming or jumbo mortgage loan (including VA and FHA mortgage loans); (ii) a home equity line of credit (“HELOC”), home equity loan (“HELOAN”), or a purchase or refinance of a second-lien, closed-end, conforming or jumbo mortgage loan, with Better Mortgage, BEYOND+ points, and the opportunity to receive a one year term of membership of BEYOND+ (collectively, the “Offer”).  

Eligibility for the Offer 

To be eligible for the Offer, customers must: 

Be a U.S. citizen, permanent resident or non-permanent resident (certain visa categories only); 

Access the Better Mortgage pre-approval website via https://www.beyond.com/Homeloans (the “URL”); 

Create an online customer account with Better Mortgage; 

Complete the pre-approval process with Better Mortgage for a loan transaction; 

Within their Better Mortgage online customer account, either (1) provide the email address associated with a BEYOND+ account, or (2) for Customers without a BEYOND+ account at this time, provide an email address that shall be associated with a new  BEYOND+ account; and 

Successfully close on a loan transaction with Better Mortgage.  

 BEYOND+ points 

Customers who meet all eligibility criteria for the Offer will receive  BEYOND+ points as follows: 

Customers who close on a purchase or refinance of a first-lien, closed-end, conforming or jumbo mortgage loan (including VA and FHA loans), will receive $500.00 in value of BEYOND+ points to be directly applied to their BEYOND+ account. 

Customers who close on a HELOC, HELOAN, or a purchase or refinance of a second-lien, closed-end, conforming or jumbo mortgage loan, will receive $250.00 of in value BEYOND+ points to be directly applied to their BEYOND+ account. 

Beyond will deposit BEYOND+ points directly into a customer’s BEYOND+ account within thirty (30) days of closing on their loan transaction. 

The BEYOND+ Membership 

Customers who meet all eligibility criteria for the Offer will receive a one year term of membership in the BEYOND+ from Beyond.  

Customers who have an active membership to BEYOND+ at the time of closing on their loan transaction will receive an additional one year term of membership in BEYOND+, which shall begin at the end of the then current one year term of membership.  

Customers who do not have an active subscription to BEYOND+ at the time of closing on their loan transaction will receive the first one year term of membership in BEYOND+ to be applied and effective within thirty (30) days of closing on the loan transaction.  

HELOC Availability and Specifications 

Better Mortgage’s HELOC product is not available for subject properties located in the state of Texas as a part of the Offer. 

The minimum HELOC amount available to a customer who qualifies for the Offer in which the subject property is located in the states of Alaska, Maryland and New York is $25,001.00.  

The minimum HELOC amount available to a customer who qualifies for the Offer in which the subject property is located in all other states, including the District of Columbia, and excluding Alaska, Maryland, New York and Texas, is $20,000.00.  

HELOAN Availability and Specifications 

Better Mortgage’s HELOAN product is not available for subject properties located in the state of Minnesota as a part of the Offer.  

Subject to Better Mortgage’s sole discretion, the Offer may not be combined with any other Better Mortgage promotions, discounts, or concessions. The Offer may be redeemed once per loan transaction, however, for the avoidance of doubt, the opportunity to obtain a one year term of membership in BEYOND+ may be redeemed once per Customer, regardless of how many loan transactions they may close on. 

BEYOND+ points and membership are subject to Beyond’s terms and conditions, see here for details.  

Better Mortgage is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.