Better
Buy
  • Apply now
  • Purchase rates
  • Affordability calculator
  • Mortgage calculator
  • Rent vs buy calculator
  • Find an agent
  • VA loans
  • Learning center
Refinance
  • Apply Now
  • Refinance rates
  • Cash-out refinance calculator
  • Learning Center
HELOC
  • Apply Now
  • Calculate your Cash 💵
  • HELOC vs. Cash-out Refinance
  • Learning Center
Rates
  • Purchase mortgage rates
  • Refinance rates
  • Refinance cash-out rates
  • HELOC rates
  • Purchase VA rates
Better+
  • Get Insurance
  • Title and Closing
  • Better Attorney Match
  • Learning Center
  • Better Agent MatchFor Agents
  • Better DuoFor Agents
Call us anytime at(415) 523 88371

Get started3 min | No credit impact

  • Better
  • Apply now
    Purchase rates
    Affordability calculator
    Mortgage calculator
    Rent vs buy calculator
    Find an agent
    VA loans
    Learning center
  • Apply Now
    Refinance rates
    Cash-out refinance calculator
    Learning Center
  • Apply Now
    Calculate your Cash 💵
    HELOC vs. Cash-out Refinance
    Learning Center
  • Purchase mortgage rates
    Refinance rates
    Refinance cash-out rates
    HELOC rates
    Purchase VA rates
  • Get Insurance
    Title and Closing
    Better Attorney Match
    Learning Center
    Better Agent MatchFor Agents
    Better DuoFor Agents
  • Call us anytime at 415-523-8837
  • Get started

The first
AI-powered Mortgage

Our tech unlocks lower rates, higher chances of approval,
and a lightning‑fast process from approval to closing. Over $100 billion funded.

Start my pre-approval
3 min| No hard credit check
Better Mortgage

Find out why we’re better.

See all our stories
Excellent4.4 out of 5

Got questions?
We've got answers

How AI Mortgage Lending is Transforming the Home Loan Process

Woman on cellphone, seeing how AI is making the mortgage process easier and faster

One Day Mortgage1

Kick your home loan into hyperdrive. Going from locked rate to Commitment Letter takes weeks for traditional lenders. We do it in a single day. Traditional lenders deliver a Commitment Letter in a few weeks.1

One day mortgage

Better HELOC

Introducing One Day HELOC™—your express lane to getting cash from your home with our Home Equity Line of Credit2. Access up to 90% of your home equity as cash in as little as 7 days.3

Better HELOC

Insurance

Insurance