Mortgage relief that starts now

Federal employees who are furloughed or working without pay can get mortgage relief that starts in as few as 10 days. There’s $0 due at closing and no payment until at least 30 days after the government shutdown ends. Better is waiving all first party fees and charges and taking no profit on any loans in this program. Terms and conditions apply.

Get the details.

Get started on your Shutdown Relief Emergency Refinance

We’re always here to help. Schedule a call with one of our non-commissioned Loan Consultants or start now below.

Shutdown Relief Emergency Refinance Q&A

  • When is this program available?
    Now through at least 30 days after the government shutdown ends. We’ll continue to monitor the situation and make updates to the terms and conditions as appropriate.
  • Who’s eligible to apply for a Shutdown Relief Emergency Refinance?
    All government employees currently furloughed or working without pay who have a FICO score of 620 or higher with at least 5% equity in their homes and a maximum debt-to-income ratio of 50%. Not available in all states.
  • Is this program only available for full-time employees?
    No. Contract employees are also eligible to apply.
  • How does it work?
    We’re offering 2 mortgage refinance options including a No Cost Refinance and No Cost Cash Out Refinance for federal employees affected by the government shutdown. Click to schedule a call to discuss which option is right for you.
    Both options will fund within 10–15 days of application and include free rush appraisals and waivers of fees. Customers will not be required to make interest or principal payments on refinanced loans through at least 30 days after the furlough ends.
  • Will starting an application affect my credit score?
    No.
  • How long will it take to get my money after I apply?
    Eligible customers will receive their funds within 15 days of locking in their loan rate.
  • Are there any fees or costs associated with the program?
    No. There’s $0 out-of-pocket costs due at closing for all loan options in this program.
  • Which states is this program available in?
    It’s available in all states where we currently originate loans. See the full list.