You can decide whether to pay points up front to buy down your rate, or to take a credit and a higher rate. You’ll see these options when you get a rate quote and can change your selection anytime until you lock your rate. If you are not sure which option is best for you, try our interactive calculator.
You are also responsible for all third-party settlement fees, which can include independent property appraisal, title services, and recording charges, depending on your circumstances.
Better does not charge origination fees.
Your loan estimate, which we will send you within 3 days of submitting your application, will have a breakdown of all fees.