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Frequently asked questions

What does APR mean in mortgage terms?

The annual percentage rate (APR) is your interest rate plus ancillary charges and fees—such as closing costs and discount points- expressed as a yearly rate. By law, a loan's APR is always expressed as a percentage next to the mortgage interest rate. The APR gives the best indication of the total cost of your mortgage. Get pre-approved in as little as 3 minutes to the APR rates you qualify for.