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←Frequently asked questions

What is the definition of a debt to income ratio?

Your debt-to-income ratio (DTI) is a measure of your monthly debt compared to your monthly income, calculated by your monthly debt divided by your monthly gross (pre-tax) income. DTI is one of the factors used to determine how much you can afford in a monthly mortgage payment. Learn ways you can lower your debt-to-income ratio or what a good debt-to-income ratio is.