Our goal

We believe home finance should be better for all Americans. It should be fast, transparent, and low-cost. Better’s mission is to make that happen.

This is a huge, important part of our economy. Housing overall is a $23 trillion business, and mortgages account for $13 trillion. Yet home finance operates in the same way it has for decades — through opaque systems and expensive intermediaries whose interests are misaligned with consumers’.

That’s why Better is re-engineering the home finance process from the ground up. We’re using technology to make it faster and more efficient, and humans to help make it friendly and enjoyable.

Please join us in making home finance better.

Leadership team

  • Vishal Garg
    Vishal Garg
    • MyRichUncle, Founder
    • 1/0 Capital, Founder
  • Erik Bernhardsson
    Erik Bernhardsson
    • Spotify, Head of Machine Learning
    • Graham Capital, High Frequency Trading
  • Jerry Selitto
    Jerry Selitto
    • PHH, CEO
    • DeepGreen, Founder
    • Amerin Guaranty, Founder
  • Fil Zembowicz
    Fil Zembowicz
    • Google Docs, Product Manager
    • Google Maps, Associate Product Manager
  • Paula Tuffin
    Paula Tuffin
    • CFPB, Head of Enforcement, NY Office, Senior Litigation Counsel
    • Mayer Brown, Partner
  • Hardik Gupta
    Hardik Gupta
    Head of Real Estate Partnerships
    • BlackRock, Alternative Investments
  • Viral Shah
    Viral Shah
    Capital Markets
    • Citibank, Structured Products
    • MyRichUncle, Engineering
  • Eric Wilson
    Eric Wilson
    Head of Operations
    • Provident Funding, Internal Audit and Correspondent Lending
  • Shawn Low
    Shawn Low
    Business Operations
    • BCG, North America Technology Advantage Practice

Our equity investors

The $13 Trillion Problem

Mortgages are a $13 trillion industry.

For such a massive and critical industry, home finance has avoided technological advancement for decades. Traditional systems are confusing and slow, and they aren’t aligned with your best interests.

Our platform puts you in the driver seat, providing you with full transparency into the process and saving you time that would have been wasted through inefficient and sloppy practices.

We’re making it better.

Company timeline


Founders started a company with the goal of re-engineering the mortgage process.

Partnered with Avex Funding, a California originator specializing in prime conforming and jumbo mortgages for over 10 years.


Acquired partner mortgage originator Avex Funding.

Developed investor rules engine to algorithmically match borrowers and mortgage products to over 10 large institutional investors.

Began working with borrowers directly online without commissioned loan officers.

Funded first 100%-digital loan with no borrower phone communication.


Launched as better.com.

Closed $30 million in Series A funding.

Approved as a Fannie Mae seller/servicer and established relationships with 17 top mortgage investors.


Closed $15 million in Series B funding with Kleiner Perkins Caufield Byers.

Introduced the one-day verified pre-approval letter.


$1 Billion in total funded loans. Thousands of our customers have benefited from our low pricing and great customer service.


You become part of the story by joining thousands of happy Better borrowers.

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