Mortgage rates today for refinance

Assumptions: Refinancing a $400k loan in Charlotte, NC and $0 cash out...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.000% / 4.096%
$6,465
$1,910
30 Year Fixed
4.125% / 4.176%
$4,337
$1,939
30 Year Fixed
4.125% / 4.176%
$4,337
$1,939
30 Year Fixed
4.250% / 4.250%
$1,777
$1,968
30 Year Fixed
4.375% / 4.375%
-$583
$1,997
20 Year Fixed
4.000% / 4.091%
$5,049
$2,424
20 Year Fixed
4.125% / 4.156%
$2,957
$2,450
20 Year Fixed
4.125% / 4.156%
$2,957
$2,450
20 Year Fixed
4.250% / 4.250%
$1,081
$2,477
20 Year Fixed
4.375% / 4.375%
-$663
$2,504
15 Year Fixed
3.500% / 3.618%
$5,129
$2,860
15 Year Fixed
3.625% / 3.668%
$3,065
$2,884
15 Year Fixed
3.625% / 3.668%
$3,065
$2,884
15 Year Fixed
3.750% / 3.750%
$993
$2,909
15 Year Fixed
3.875% / 3.875%
-$791
$2,934
10/1 Adjustable
4.000% / 4.512%
$3,841
$1,910
10/1 Adjustable
4.125% / 4.556%
$2,273
$1,939
10/1 Adjustable
4.125% / 4.556%
$2,273
$1,939
10/1 Adjustable
4.250% / 4.625%
$1,293
$1,968
10/1 Adjustable
4.375% / 4.702%
-$39
$1,997
7/1 Adjustable
3.875% / 4.637%
$4,009
$1,881
7/1 Adjustable
4.000% / 4.669%
$2,749
$1,910
7/1 Adjustable
4.000% / 4.669%
$2,749
$1,910
7/1 Adjustable
4.125% / 4.710%
$1,557
$1,939
7/1 Adjustable
4.250% / 4.770%
$413
$1,968
5/1 Adjustable
3.750% / 4.747%
$3,937
$1,852
5/1 Adjustable
3.875% / 4.770%
$2,881
$1,881
5/1 Adjustable
3.875% / 4.770%
$2,881
$1,881
5/1 Adjustable
4.000% / 4.794%
$1,829
$1,910
5/1 Adjustable
4.125% / 4.840%
$781
$1,939

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Saturday, January 19, 2019, 9:57 PM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.