Mortgage rates today for refinance

Assumptions: Refinancing a $400k loan in Charlotte, NC and $0 cash out...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.500% / 4.599%
$6,497
$2,027
30 Year Fixed
4.625% / 4.670%
$3,981
$2,057
30 Year Fixed
4.750% / 4.750%
$1,361
$2,087
30 Year Fixed
4.750% / 4.750%
$1,361
$2,087
30 Year Fixed
4.875% / 4.875%
-$1,147
$2,117
20 Year Fixed
4.500% / 4.561%
$3,965
$2,531
20 Year Fixed
4.625% / 4.629%
$2,017
$2,558
20 Year Fixed
4.750% / 4.750%
-$363
$2,585
20 Year Fixed
4.750% / 4.750%
-$363
$2,585
20 Year Fixed
4.875% / 4.875%
-$2,755
$2,612
15 Year Fixed
3.875% / 4.012%
$5,577
$2,934
15 Year Fixed
4.000% / 4.065%
$3,629
$2,959
15 Year Fixed
4.125% / 4.125%
$1,825
$2,984
15 Year Fixed
4.125% / 4.125%
$1,825
$2,984
15 Year Fixed
4.250% / 4.250%
$9
$3,009
10/1 Adjustable
4.375% / 4.735%
$3,601
$1,997
10/1 Adjustable
4.500% / 4.786%
$2,337
$2,027
10/1 Adjustable
4.625% / 4.854%
$913
$2,057
10/1 Adjustable
4.625% / 4.854%
$913
$2,057
10/1 Adjustable
4.750% / 4.933%
-$295
$2,087
7/1 Adjustable
4.125% / 4.766%
$4,729
$1,939
7/1 Adjustable
4.250% / 4.787%
$2,941
$1,968
7/1 Adjustable
4.375% / 4.824%
$1,157
$1,997
7/1 Adjustable
4.375% / 4.824%
$1,157
$1,997
7/1 Adjustable
4.500% / 4.884%
-$571
$2,027
5/1 Adjustable
4.125% / 4.865%
$3,337
$1,939
5/1 Adjustable
4.250% / 4.881%
$1,949
$1,968
5/1 Adjustable
4.375% / 4.925%
$1,057
$1,997
5/1 Adjustable
4.375% / 4.925%
$1,057
$1,997
5/1 Adjustable
4.500% / 4.971%
-$19
$2,027

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Tuesday, November 13, 2018, 11:50 PM EST
Ribbon

The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.