Mortgage rates today for refinance

Assumptions: Refinancing a $400k loan in Rockford, IL and $0 cash out...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.125% / 4.175%
$4,473
$1,939
30 Year Fixed
4.250% / 4.251%
$2,129
$1,968
30 Year Fixed
4.250% / 4.251%
$2,129
$1,968
30 Year Fixed
4.375% / 4.375%
-$187
$1,997
30 Year Fixed
4.500% / 4.500%
-$2,479
$2,027
20 Year Fixed
4.000% / 4.081%
$4,877
$2,424
20 Year Fixed
4.125% / 4.146%
$2,785
$2,450
20 Year Fixed
4.125% / 4.146%
$2,785
$2,450
20 Year Fixed
4.250% / 4.250%
$909
$2,477
20 Year Fixed
4.375% / 4.375%
-$779
$2,504
15 Year Fixed
3.500% / 3.625%
$5,497
$2,860
15 Year Fixed
3.625% / 3.676%
$3,453
$2,884
15 Year Fixed
3.625% / 3.676%
$3,453
$2,884
15 Year Fixed
3.750% / 3.750%
$1,381
$2,909
15 Year Fixed
3.875% / 3.875%
-$403
$2,934
10/1 Adjustable
4.000% / 4.512%
$4,025
$1,910
10/1 Adjustable
4.125% / 4.556%
$2,457
$1,939
10/1 Adjustable
4.125% / 4.556%
$2,457
$1,939
10/1 Adjustable
4.250% / 4.625%
$1,477
$1,968
10/1 Adjustable
4.375% / 4.702%
$45
$1,997
7/1 Adjustable
3.875% / 4.636%
$4,149
$1,881
7/1 Adjustable
4.000% / 4.668%
$2,889
$1,910
7/1 Adjustable
4.000% / 4.668%
$2,889
$1,910
7/1 Adjustable
4.125% / 4.710%
$1,697
$1,939
7/1 Adjustable
4.250% / 4.770%
$553
$1,968
5/1 Adjustable
3.750% / 4.747%
$4,121
$1,852
5/1 Adjustable
3.875% / 4.770%
$3,065
$1,881
5/1 Adjustable
3.875% / 4.770%
$3,065
$1,881
5/1 Adjustable
4.000% / 4.794%
$2,013
$1,910
5/1 Adjustable
4.125% / 4.840%
$965
$1,939

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Saturday, January 19, 2019, 10:43 PM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.