Rates for refinance

Assumptions: Refinancing a $400k loan in Elgin, IL and $0 cash out...
Filter results6
Filter results6
Include $2,368 in third-party fees
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.125% / 4.233%
$1,939
30 Year Fixed
4.250% / 4.291%
$1,968
30 Year Fixed
4.375% / 4.375%
$1,997
30 Year Fixed
4.375% / 4.375%
$1,997
30 Year Fixed
4.500% / 4.500%
$2,027
20 Year Fixed
4.000% / 4.090%
$2,424
20 Year Fixed
4.125% / 4.167%
$2,450
20 Year Fixed
4.250% / 4.250%
$2,477
20 Year Fixed
4.250% / 4.250%
$2,477
20 Year Fixed
4.375% / 4.375%
$2,504
15 Year Fixed
3.500% / 3.680%
$2,860
15 Year Fixed
3.625% / 3.732%
$2,884
15 Year Fixed
3.750% / 3.750%
$2,909
15 Year Fixed
3.750% / 3.750%
$2,909
15 Year Fixed
3.875% / 3.875%
$2,934
10/1 Adjustable
3.875% / 4.074%
$1,881
10/1 Adjustable
4.000% / 4.121%
$1,910
10/1 Adjustable
4.125% / 4.172%
$1,939
10/1 Adjustable
4.125% / 4.172%
$1,939
10/1 Adjustable
4.250% / 4.250%
$1,968
7/1 Adjustable
3.750% / 4.056%
$1,852
7/1 Adjustable
3.875% / 4.086%
$1,881
7/1 Adjustable
4.000% / 4.131%
$1,910
7/1 Adjustable
4.000% / 4.131%
$1,910
7/1 Adjustable
4.125% / 4.190%
$1,939
5/1 Adjustable
3.625% / 4.073%
$1,824
5/1 Adjustable
3.750% / 4.093%
$1,852
5/1 Adjustable
3.875% / 4.115%
$1,881
5/1 Adjustable
3.875% / 4.115%
$1,881
5/1 Adjustable
4.000% / 4.160%
$1,910

The Better Price Guarantee.

We’re confident our prices are the best. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Thursday, February 22, 2018, 7:23 AM EST
  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.