Rates for refinance

Assumptions: Refinancing a $400k loan in Chicago, IL and $0 cash out...
Filter results6
Filter results6
Include $0 in third-party fees
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.125% / 4.204%
$3,764
$1,939
30 Year Fixed
4.250% / 4.270%
$960
$1,968
30 Year Fixed
4.375% / 4.375%
-$1,444
$1,997
30 Year Fixed
4.375% / 4.375%
-$1,444
$1,997
30 Year Fixed
4.500% / 4.500%
-$4,056
$2,027
20 Year Fixed
4.000% / 4.051%
$1,764
$2,424
20 Year Fixed
4.125% / 4.128%
$92
$2,450
20 Year Fixed
4.250% / 4.250%
-$3,028
$2,477
20 Year Fixed
4.250% / 4.250%
-$3,028
$2,477
20 Year Fixed
4.375% / 4.375%
-$4,836
$2,504
15 Year Fixed
3.500% / 3.646%
$3,972
$2,860
15 Year Fixed
3.625% / 3.698%
$1,996
$2,884
15 Year Fixed
3.750% / 3.750%
-$328
$2,909
15 Year Fixed
3.750% / 3.750%
-$328
$2,909
15 Year Fixed
3.875% / 3.875%
-$2,468
$2,934
10/1 Adjustable
3.875% / 4.065%
$2,292
$1,881
10/1 Adjustable
4.000% / 4.111%
$788
$1,910
10/1 Adjustable
4.125% / 4.172%
-$964
$1,939
10/1 Adjustable
4.125% / 4.172%
-$964
$1,939
10/1 Adjustable
4.250% / 4.250%
-$2,496
$1,968
7/1 Adjustable
3.750% / 4.046%
$1,604
$1,852
7/1 Adjustable
3.875% / 4.078%
$296
$1,881
7/1 Adjustable
4.000% / 4.131%
-$948
$1,910
7/1 Adjustable
4.000% / 4.131%
-$948
$1,910
7/1 Adjustable
4.125% / 4.190%
-$2,124
$1,939
5/1 Adjustable
3.625% / 4.066%
$1,960
$1,824
5/1 Adjustable
3.750% / 4.087%
$788
$1,852
5/1 Adjustable
3.875% / 4.115%
-$352
$1,881
5/1 Adjustable
3.875% / 4.115%
-$352
$1,881
5/1 Adjustable
4.000% / 4.160%
-$1,552
$1,910

The Better Price Guarantee.

We’re confident our prices are the best. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Sunday, February 25, 2018, 6:52 PM EST
  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.