Mortgage rates today for refinance

Assumptions: Refinancing a $400k loan in San Francisco, CA and $0 cash out...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.375% / 4.472%
$4,576
$1,997
30 Year Fixed
4.500% / 4.546%
$2,168
$2,027
30 Year Fixed
4.625% / 4.625%
-$16
$2,057
30 Year Fixed
4.625% / 4.625%
-$16
$2,057
30 Year Fixed
4.750% / 4.750%
-$2,316
$2,087
20 Year Fixed
4.375% / 4.448%
$2,496
$2,504
20 Year Fixed
4.500% / 4.504%
$144
$2,531
20 Year Fixed
4.625% / 4.625%
-$2,040
$2,558
20 Year Fixed
4.625% / 4.625%
-$2,040
$2,558
20 Year Fixed
4.750% / 4.750%
-$4,076
$2,585
15 Year Fixed
3.875% / 3.965%
$2,432
$2,934
15 Year Fixed
4.000% / 4.019%
$508
$2,959
15 Year Fixed
4.125% / 4.125%
-$1,256
$2,984
15 Year Fixed
4.125% / 4.125%
-$1,256
$2,984
15 Year Fixed
4.250% / 4.250%
-$2,848
$3,009
10/1 Adjustable
4.250% / 4.715%
$2,188
$1,968
10/1 Adjustable
4.375% / 4.764%
$844
$1,997
10/1 Adjustable
4.500% / 4.824%
-$492
$2,027
10/1 Adjustable
4.500% / 4.824%
-$492
$2,027
10/1 Adjustable
4.625% / 4.901%
-$1,752
$2,057
7/1 Adjustable
4.125% / 4.829%
$2,736
$1,939
7/1 Adjustable
4.250% / 4.864%
$1,588
$1,968
7/1 Adjustable
4.375% / 4.890%
-$88
$1,997
7/1 Adjustable
4.375% / 4.890%
-$88
$1,997
7/1 Adjustable
4.500% / 4.949%
-$1,820
$2,027
5/1 Adjustable
4.000% / 4.922%
$2,508
$1,910
5/1 Adjustable
4.125% / 4.940%
$1,252
$1,939
5/1 Adjustable
4.250% / 4.959%
$0
$1,968
5/1 Adjustable
4.250% / 4.959%
$0
$1,968
5/1 Adjustable
4.375% / 5.004%
-$1,152
$1,997

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Wednesday, September 19, 2018, 9:10 AM EDT
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.