mortgage rates today

You may be eligible to pay little to no upfront closing costs

This means you can include upfront closing costs in the total loan amount and pay them over the life of the loan. Continue to personalize rates to learn more.

Is this the right time to refinance?

This is one of the biggest questions around refinancing, but luckily you can see if you might be able to save money with our refinance calculator.

  • Rates can change several times a day, so we make sure you have the latest. We updated them at 2:22 a.m. UTC on Oct 5. Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rates, payments, and costs may differ.
  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better Mortgage does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.

Limited preview.

Go unlimited for free.