Mortgage rates today for refinance

Assumptions: Refinancing a $400k loan in Modesto, CA and $0 cash out...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.125% / 4.197%
$5,276
$1,939
30 Year Fixed
4.250% / 4.269%
$2,724
$1,968
30 Year Fixed
4.250% / 4.269%
$2,724
$1,968
30 Year Fixed
4.375% / 4.375%
$360
$1,997
30 Year Fixed
4.500% / 4.500%
-$1,928
$2,027
20 Year Fixed
4.125% / 4.179%
$3,688
$2,450
20 Year Fixed
4.250% / 4.250%
$1,836
$2,477
20 Year Fixed
4.250% / 4.250%
$1,836
$2,477
20 Year Fixed
4.375% / 4.375%
$168
$2,504
20 Year Fixed
4.500% / 4.500%
-$1,380
$2,531
15 Year Fixed
3.500% / 3.633%
$5,468
$2,860
15 Year Fixed
3.625% / 3.682%
$3,392
$2,884
15 Year Fixed
3.625% / 3.682%
$3,392
$2,884
15 Year Fixed
3.750% / 3.750%
$1,336
$2,909
15 Year Fixed
3.875% / 3.875%
-$476
$2,934
10/1 Adjustable
4.000% / 4.539%
$4,548
$1,910
10/1 Adjustable
4.125% / 4.583%
$2,980
$1,939
10/1 Adjustable
4.125% / 4.583%
$2,980
$1,939
10/1 Adjustable
4.250% / 4.636%
$1,388
$1,968
10/1 Adjustable
4.375% / 4.713%
-$216
$1,997
7/1 Adjustable
3.875% / 4.652%
$3,988
$1,881
7/1 Adjustable
4.000% / 4.684%
$2,688
$1,910
7/1 Adjustable
4.000% / 4.684%
$2,688
$1,910
7/1 Adjustable
4.125% / 4.725%
$1,488
$1,939
7/1 Adjustable
4.250% / 4.784%
$300
$1,968
5/1 Adjustable
3.875% / 4.803%
$3,516
$1,881
5/1 Adjustable
4.000% / 4.826%
$2,464
$1,910
5/1 Adjustable
4.000% / 4.826%
$2,464
$1,910
5/1 Adjustable
4.125% / 4.858%
$1,412
$1,939
5/1 Adjustable
4.250% / 4.903%
$232
$1,968

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Wednesday, January 23, 2019, 6:26 AM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.