Mortgage rates today for refinance

Assumptions: Refinancing a $400k loan in San Francisco, CA and $0 cash out...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.500% / 4.551%
$4,232
$2,027
30 Year Fixed
4.625% / 4.630%
$2,048
$2,057
30 Year Fixed
4.750% / 4.750%
-$252
$2,087
30 Year Fixed
4.750% / 4.750%
-$252
$2,087
30 Year Fixed
4.875% / 4.875%
-$2,556
$2,117
20 Year Fixed
4.375% / 4.454%
$4,536
$2,504
20 Year Fixed
4.500% / 4.511%
$2,184
$2,531
20 Year Fixed
4.625% / 4.625%
$0
$2,558
20 Year Fixed
4.625% / 4.625%
$0
$2,558
20 Year Fixed
4.750% / 4.750%
-$2,036
$2,585
15 Year Fixed
3.875% / 3.956%
$4,036
$2,934
15 Year Fixed
4.000% / 4.008%
$2,048
$2,959
15 Year Fixed
4.125% / 4.125%
$112
$2,984
15 Year Fixed
4.125% / 4.125%
$112
$2,984
15 Year Fixed
4.250% / 4.250%
-$1,588
$3,009
10/1 Adjustable
4.250% / 4.716%
$4,028
$1,968
10/1 Adjustable
4.375% / 4.765%
$2,684
$1,997
10/1 Adjustable
4.500% / 4.824%
$1,348
$2,027
10/1 Adjustable
4.500% / 4.824%
$1,348
$2,027
10/1 Adjustable
4.625% / 4.901%
$88
$2,057
7/1 Adjustable
4.250% / 4.867%
$3,564
$1,968
7/1 Adjustable
4.375% / 4.893%
$1,976
$1,997
7/1 Adjustable
4.500% / 4.949%
$244
$2,027
7/1 Adjustable
4.500% / 4.949%
$244
$2,027
7/1 Adjustable
4.625% / 5.009%
-$272
$2,057
5/1 Adjustable
4.125% / 4.940%
$3,092
$1,939
5/1 Adjustable
4.250% / 4.959%
$1,840
$1,968
5/1 Adjustable
4.375% / 5.004%
$688
$1,997
5/1 Adjustable
4.375% / 5.004%
$688
$1,997
5/1 Adjustable
4.500% / 5.050%
-$432
$2,027

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Wednesday, September 19, 2018, 8:25 AM EDT
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.