Mortgage rates today for refinance

Assumptions: Refinancing a $400k loan in Garden Grove, CA and $0 cash out...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.500% / 4.570%
$5,072
$2,027
30 Year Fixed
4.625% / 4.641%
$2,584
$2,057
30 Year Fixed
4.750% / 4.750%
$84
$2,087
30 Year Fixed
4.750% / 4.750%
$84
$2,087
30 Year Fixed
4.875% / 4.875%
-$2,464
$2,117
20 Year Fixed
4.375% / 4.452%
$4,440
$2,504
20 Year Fixed
4.500% / 4.506%
$2,044
$2,531
20 Year Fixed
4.625% / 4.625%
$112
$2,558
20 Year Fixed
4.625% / 4.625%
$112
$2,558
20 Year Fixed
4.750% / 4.750%
-$2,268
$2,585
15 Year Fixed
3.875% / 3.950%
$3,848
$2,934
15 Year Fixed
4.000% / 4.002%
$1,880
$2,959
15 Year Fixed
4.125% / 4.125%
$92
$2,984
15 Year Fixed
4.125% / 4.125%
$92
$2,984
15 Year Fixed
4.250% / 4.250%
-$896
$3,009
10/1 Adjustable
4.250% / 4.658%
$3,560
$1,968
10/1 Adjustable
4.375% / 4.707%
$2,208
$1,997
10/1 Adjustable
4.500% / 4.776%
$732
$2,027
10/1 Adjustable
4.500% / 4.776%
$732
$2,027
10/1 Adjustable
4.625% / 4.854%
-$760
$2,057
7/1 Adjustable
4.125% / 4.745%
$3,712
$1,939
7/1 Adjustable
4.250% / 4.773%
$2,216
$1,968
7/1 Adjustable
4.375% / 4.824%
$488
$1,997
7/1 Adjustable
4.375% / 4.824%
$488
$1,997
7/1 Adjustable
4.500% / 4.884%
-$92
$2,027
5/1 Adjustable
4.000% / 4.820%
$3,288
$1,910
5/1 Adjustable
4.125% / 4.842%
$2,208
$1,939
5/1 Adjustable
4.250% / 4.879%
$1,136
$1,968
5/1 Adjustable
4.250% / 4.879%
$1,136
$1,968
5/1 Adjustable
4.375% / 4.925%
$68
$1,997

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Saturday, November 17, 2018, 1:56 PM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.