Mortgage rates today for refinance
Assumptions: Refinancing a $400k loan in Escondido, CA and $0 cash out...
Rate type | Better rate / APR | Points/Credits | Per month |
|---|---|---|---|
30 Year Fixed | 4.125% / 4.186% | $4,732 | $1,939 |
30 Year Fixed | 4.250% / 4.259% | $2,280 | $1,968 |
30 Year Fixed | 4.250% / 4.259% | $2,280 | $1,968 |
30 Year Fixed | 4.375% / 4.375% | -$80 | $1,997 |
30 Year Fixed | 4.500% / 4.500% | -$2,372 | $2,027 |
20 Year Fixed | 4.000% / 4.100% | $5,288 | $2,424 |
20 Year Fixed | 4.125% / 4.165% | $3,196 | $2,450 |
20 Year Fixed | 4.125% / 4.165% | $3,196 | $2,450 |
20 Year Fixed | 4.250% / 4.250% | $1,320 | $2,477 |
20 Year Fixed | 4.375% / 4.375% | -$368 | $2,504 |
15 Year Fixed | 3.500% / 3.610% | $4,852 | $2,860 |
15 Year Fixed | 3.625% / 3.660% | $2,788 | $2,884 |
15 Year Fixed | 3.625% / 3.660% | $2,788 | $2,884 |
15 Year Fixed | 3.750% / 3.750% | $716 | $2,909 |
15 Year Fixed | 3.875% / 3.875% | -$1,068 | $2,934 |
10/1 Adjustable | 4.000% / 4.512% | $3,796 | $1,910 |
10/1 Adjustable | 4.125% / 4.557% | $2,228 | $1,939 |
10/1 Adjustable | 4.125% / 4.557% | $2,228 | $1,939 |
10/1 Adjustable | 4.250% / 4.625% | $1,248 | $1,968 |
10/1 Adjustable | 4.375% / 4.702% | $68 | $1,997 |
7/1 Adjustable | 3.875% / 4.639% | $4,088 | $1,881 |
7/1 Adjustable | 4.000% / 4.672% | $2,828 | $1,910 |
7/1 Adjustable | 4.000% / 4.672% | $2,828 | $1,910 |
7/1 Adjustable | 4.125% / 4.710% | $1,636 | $1,939 |
7/1 Adjustable | 4.250% / 4.770% | $492 | $1,968 |
5/1 Adjustable | 3.750% / 4.747% | $3,892 | $1,852 |
5/1 Adjustable | 3.875% / 4.770% | $2,836 | $1,881 |
5/1 Adjustable | 3.875% / 4.770% | $2,836 | $1,881 |
5/1 Adjustable | 4.000% / 4.794% | $1,784 | $1,910 |
5/1 Adjustable | 4.125% / 4.840% | $736 | $1,939 |
The Better Price Guarantee.
We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
The Better Price Guarantee
We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
- Rates and fees are as of time displayed above and are subject to change without notice.
- Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
- Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
- We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
- Loan approval is subject to underwriter review: not everyone who applies will be approved.
- We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.