Mortgage rates today for refinance

Assumptions: Refinancing a $400k loan in Phoenix, AZ and $0 cash out...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.125% / 4.198%
$5,748
$1,939
30 Year Fixed
4.250% / 4.274%
$3,384
$1,968
30 Year Fixed
4.250% / 4.274%
$3,384
$1,968
30 Year Fixed
4.375% / 4.375%
$696
$1,997
30 Year Fixed
4.500% / 4.500%
-$1,412
$2,027
20 Year Fixed
4.125% / 4.187%
$4,408
$2,450
20 Year Fixed
4.250% / 4.252%
$2,312
$2,477
20 Year Fixed
4.250% / 4.252%
$2,312
$2,477
20 Year Fixed
4.375% / 4.375%
$108
$2,504
20 Year Fixed
4.500% / 4.500%
-$1,924
$2,531
15 Year Fixed
3.625% / 3.680%
$3,764
$2,884
15 Year Fixed
3.750% / 3.754%
$2,368
$2,909
15 Year Fixed
3.750% / 3.754%
$2,368
$2,909
15 Year Fixed
3.875% / 3.875%
$408
$2,934
15 Year Fixed
4.000% / 4.000%
-$1,492
$2,959
10/1 Adjustable
4.000% / 4.537%
$3,804
$1,910
10/1 Adjustable
4.125% / 4.582%
$2,280
$1,939
10/1 Adjustable
4.125% / 4.582%
$2,280
$1,939
10/1 Adjustable
4.250% / 4.658%
$636
$1,968
10/1 Adjustable
4.375% / 4.735%
-$908
$1,997
7/1 Adjustable
3.750% / 4.630%
$4,696
$1,852
7/1 Adjustable
3.875% / 4.660%
$3,276
$1,881
7/1 Adjustable
3.875% / 4.660%
$3,276
$1,881
7/1 Adjustable
4.000% / 4.697%
$1,972
$1,910
7/1 Adjustable
4.125% / 4.756%
$732
$1,939
5/1 Adjustable
3.750% / 4.798%
$4,068
$1,852
5/1 Adjustable
3.875% / 4.817%
$2,832
$1,881
5/1 Adjustable
3.875% / 4.817%
$2,832
$1,881
5/1 Adjustable
4.000% / 4.850%
$1,628
$1,910
5/1 Adjustable
4.125% / 4.896%
$364
$1,939

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Tuesday, December 18, 2018, 10:14 PM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.