Rates for home purchase

Assumptions: Purchasing a $500k home in Gresham, OR with 20% down...
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FixedBetter rateAPROne-time costsPer month
30-year fixed rate3.875%3.875%$1,616$1,881
20-year fixed rate3.625%3.625%$2,636$2,346
15-year fixed rate3.125%3.125%$2,752$2,786
AdjustableBetter rateAPROne-time costsPer month
7/1 adjustable rate3.500%3.897%$1,840$1,796
5/1 adjustable rate3.375%3.938%$2,848$1,768
10/1 adjustable rate3.625%3.865%$3,112$1,824

The Better Price Guarantee.

We’re confident our prices are the best. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Friday, September 22, 2017, 11:17 AM EDT
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The difference between “fixed rate” and “adjustable”

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  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.