Mortgage rates today for home purchase

Assumptions: Purchasing a $500k home in Newark, NJ with 20% down...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.250% / 4.323%
$7,098
$1,968
30 Year Fixed
4.375% / 4.398%
$4,738
$1,997
30 Year Fixed
4.375% / 4.398%
$4,738
$1,997
30 Year Fixed
4.500% / 4.500%
$2,446
$2,027
30 Year Fixed
4.625% / 4.625%
$694
$2,057
20 Year Fixed
4.250% / 4.315%
$5,870
$2,477
20 Year Fixed
4.375% / 4.391%
$4,182
$2,504
20 Year Fixed
4.375% / 4.391%
$4,182
$2,504
20 Year Fixed
4.500% / 4.500%
$2,630
$2,531
20 Year Fixed
4.625% / 4.625%
$1,018
$2,558
15 Year Fixed
3.750% / 3.842%
$6,154
$2,909
15 Year Fixed
3.875% / 3.902%
$4,370
$2,934
15 Year Fixed
3.875% / 3.902%
$4,370
$2,934
15 Year Fixed
4.000% / 4.000%
$2,730
$2,959
15 Year Fixed
4.125% / 4.125%
$1,110
$2,984
10/1 Adjustable
4.250% / 4.663%
$5,430
$1,968
10/1 Adjustable
4.375% / 4.707%
$3,866
$1,997
10/1 Adjustable
4.375% / 4.707%
$3,866
$1,997
10/1 Adjustable
4.500% / 4.780%
$2,390
$2,027
10/1 Adjustable
4.625% / 4.858%
$1,070
$2,057
7/1 Adjustable
4.125% / 4.750%
$5,518
$1,939
7/1 Adjustable
4.250% / 4.786%
$4,374
$1,968
7/1 Adjustable
4.250% / 4.786%
$4,374
$1,968
7/1 Adjustable
4.375% / 4.829%
$3,254
$1,997
7/1 Adjustable
4.500% / 4.889%
$2,118
$2,027
5/1 Adjustable
4.125% / 4.868%
$4,970
$1,939
5/1 Adjustable
4.250% / 4.891%
$3,922
$1,968
5/1 Adjustable
4.250% / 4.891%
$3,922
$1,968
5/1 Adjustable
4.375% / 4.931%
$2,874
$1,997
5/1 Adjustable
4.500% / 4.977%
$1,822
$2,027

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Saturday, January 19, 2019, 10:35 PM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.