Mortgage rates today for home purchase

Assumptions: Purchasing a $500k home in Charlotte, NC with 20% down...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.625% / 4.712%
$6,086
$2,057
30 Year Fixed
4.750% / 4.786%
$3,742
$2,087
30 Year Fixed
4.875% / 4.875%
$1,258
$2,117
30 Year Fixed
4.875% / 4.875%
$1,258
$2,117
30 Year Fixed
5.000% / 5.000%
-$1,102
$2,147
20 Year Fixed
4.500% / 4.605%
$5,646
$2,531
20 Year Fixed
4.625% / 4.665%
$3,418
$2,558
20 Year Fixed
4.750% / 4.750%
$1,482
$2,585
20 Year Fixed
4.750% / 4.750%
$1,482
$2,585
20 Year Fixed
4.875% / 4.875%
-$566
$2,612
15 Year Fixed
4.000% / 4.098%
$4,698
$2,959
15 Year Fixed
4.125% / 4.150%
$2,730
$2,984
15 Year Fixed
4.250% / 4.250%
$942
$3,009
15 Year Fixed
4.250% / 4.250%
$942
$3,009
15 Year Fixed
4.375% / 4.375%
-$314
$3,034
10/1 Adjustable
4.375% / 4.779%
$3,598
$1,997
10/1 Adjustable
4.500% / 4.828%
$2,246
$2,027
10/1 Adjustable
4.625% / 4.901%
$1,198
$2,057
10/1 Adjustable
4.625% / 4.901%
$1,198
$2,057
10/1 Adjustable
4.750% / 4.979%
-$294
$2,087
7/1 Adjustable
4.250% / 4.876%
$4,206
$1,968
7/1 Adjustable
4.375% / 4.898%
$2,458
$1,997
7/1 Adjustable
4.500% / 4.949%
$730
$2,027
7/1 Adjustable
4.500% / 4.949%
$730
$2,027
7/1 Adjustable
4.625% / 5.009%
$466
$2,057
5/1 Adjustable
4.125% / 4.962%
$4,354
$1,939
5/1 Adjustable
4.250% / 4.982%
$3,126
$1,968
5/1 Adjustable
4.375% / 5.004%
$1,646
$1,997
5/1 Adjustable
4.375% / 5.004%
$1,646
$1,997
5/1 Adjustable
4.500% / 5.050%
$962
$2,027

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Friday, November 16, 2018, 10:32 AM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.