Mortgage rates today for home purchase

Assumptions: Purchasing a $500k home in Naperville, IL with 20% down...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.250% / 4.339%
$7,168
$1,968
30 Year Fixed
4.375% / 4.414%
$4,804
$1,997
30 Year Fixed
4.375% / 4.414%
$4,804
$1,997
30 Year Fixed
4.500% / 4.500%
$2,516
$2,027
30 Year Fixed
4.625% / 4.625%
$752
$2,057
20 Year Fixed
4.250% / 4.337%
$5,976
$2,477
20 Year Fixed
4.375% / 4.414%
$4,308
$2,504
20 Year Fixed
4.375% / 4.414%
$4,308
$2,504
20 Year Fixed
4.500% / 4.500%
$2,760
$2,531
20 Year Fixed
4.625% / 4.625%
$1,096
$2,558
15 Year Fixed
3.750% / 3.867%
$6,152
$2,909
15 Year Fixed
3.875% / 3.925%
$4,332
$2,934
15 Year Fixed
3.875% / 3.925%
$4,332
$2,934
15 Year Fixed
4.000% / 4.000%
$2,704
$2,959
15 Year Fixed
4.125% / 4.125%
$1,084
$2,984
10/1 Adjustable
4.250% / 4.672%
$4,716
$1,968
10/1 Adjustable
4.375% / 4.716%
$3,112
$1,997
10/1 Adjustable
4.375% / 4.716%
$3,112
$1,997
10/1 Adjustable
4.500% / 4.790%
$1,596
$2,027
10/1 Adjustable
4.625% / 4.868%
$204
$2,057
7/1 Adjustable
4.125% / 4.766%
$4,900
$1,939
7/1 Adjustable
4.250% / 4.800%
$3,712
$1,968
7/1 Adjustable
4.250% / 4.800%
$3,712
$1,968
7/1 Adjustable
4.375% / 4.844%
$2,548
$1,997
7/1 Adjustable
4.500% / 4.904%
$1,360
$2,027
5/1 Adjustable
4.125% / 4.900%
$4,960
$1,939
5/1 Adjustable
4.250% / 4.918%
$3,692
$1,968
5/1 Adjustable
4.250% / 4.918%
$3,692
$1,968
5/1 Adjustable
4.375% / 4.949%
$2,416
$1,997
5/1 Adjustable
4.500% / 4.995%
$1,100
$2,027

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Wednesday, January 23, 2019, 6:53 AM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.