Rates for home purchase

Assumptions: Purchasing a $500k home in Visalia, CA with 20% down...
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FixedBetter rateAPROne-time costsPer month
30-year fixed rate3.750%3.750%$2,533$1,852
20-year fixed rate3.625%3.625%$1,165$2,346
15-year fixed rate3.000%3.000%$3,337$2,762
AdjustableBetter rateAPROne-time costsPer month
7/1 adjustable rate3.375%3.839%$1,997$1,768
5/1 adjustable rate3.250%3.894%$2,333$1,741
10/1 adjustable rate3.625%3.865%$1,601$1,824

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Rates and fees as of Friday, September 22, 2017, 11:07 AM EDT
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The difference between “fixed rate” and “adjustable”

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  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.