Mortgage rates today for home purchase

Assumptions: Purchasing a $500k home in Sacramento, CA with 20% down...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.375% / 4.433%
$6,129
$1,997
30 Year Fixed
4.500% / 4.518%
$4,241
$2,027
30 Year Fixed
4.500% / 4.518%
$4,241
$2,027
30 Year Fixed
4.625% / 4.625%
$2,749
$2,057
30 Year Fixed
4.750% / 4.750%
$885
$2,087
20 Year Fixed
4.375% / 4.451%
$5,969
$2,504
20 Year Fixed
4.500% / 4.516%
$3,937
$2,531
20 Year Fixed
4.500% / 4.516%
$3,937
$2,531
20 Year Fixed
4.625% / 4.625%
$2,125
$2,558
20 Year Fixed
4.750% / 4.750%
-$75
$2,585
15 Year Fixed
3.750% / 3.886%
$7,081
$2,909
15 Year Fixed
3.875% / 3.939%
$5,121
$2,934
15 Year Fixed
3.875% / 3.939%
$5,121
$2,934
15 Year Fixed
4.000% / 4.000%
$3,221
$2,959
15 Year Fixed
4.125% / 4.125%
$1,541
$2,984
10/1 Adjustable
4.250% / 4.693%
$5,053
$1,968
10/1 Adjustable
4.375% / 4.738%
$3,509
$1,997
10/1 Adjustable
4.375% / 4.738%
$3,509
$1,997
10/1 Adjustable
4.500% / 4.813%
$1,957
$2,027
10/1 Adjustable
4.625% / 4.891%
$545
$2,057
7/1 Adjustable
4.125% / 4.790%
$4,969
$1,939
7/1 Adjustable
4.250% / 4.819%
$3,533
$1,968
7/1 Adjustable
4.250% / 4.819%
$3,533
$1,968
7/1 Adjustable
4.375% / 4.875%
$2,097
$1,997
7/1 Adjustable
4.500% / 4.935%
$713
$2,027
5/1 Adjustable
4.125% / 4.925%
$4,765
$1,939
5/1 Adjustable
4.250% / 4.944%
$3,493
$1,968
5/1 Adjustable
4.250% / 4.944%
$3,493
$1,968
5/1 Adjustable
4.375% / 4.987%
$2,209
$1,997
5/1 Adjustable
4.500% / 5.033%
$881
$2,027

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Tuesday, December 18, 2018, 10:02 PM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.