Mortgage rates today for home purchase

Assumptions: Purchasing a $500k home in Sacramento, CA with 20% down...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.750% / 4.803%
$5,841
$2,087
30 Year Fixed
4.875% / 4.878%
$3,489
$2,117
30 Year Fixed
5.000% / 5.000%
$1,129
$2,147
30 Year Fixed
5.000% / 5.000%
$1,129
$2,147
30 Year Fixed
5.125% / 5.125%
-$1,151
$2,178
20 Year Fixed
4.625% / 4.699%
$5,889
$2,558
20 Year Fixed
4.750% / 4.759%
$3,669
$2,585
20 Year Fixed
4.875% / 4.875%
$1,541
$2,612
20 Year Fixed
4.875% / 4.875%
$1,541
$2,612
20 Year Fixed
5.000% / 5.000%
-$491
$2,640
15 Year Fixed
4.000% / 4.128%
$6,845
$2,959
15 Year Fixed
4.125% / 4.180%
$4,873
$2,984
15 Year Fixed
4.250% / 4.250%
$3,081
$3,009
15 Year Fixed
4.250% / 4.250%
$3,081
$3,009
15 Year Fixed
4.375% / 4.375%
$1,713
$3,034
10/1 Adjustable
4.625% / 4.945%
$5,417
$2,057
10/1 Adjustable
4.750% / 4.997%
$4,221
$2,087
10/1 Adjustable
4.875% / 5.058%
$3,025
$2,117
10/1 Adjustable
4.875% / 5.058%
$3,025
$2,117
10/1 Adjustable
5.000% / 5.136%
$1,833
$2,147
7/1 Adjustable
4.375% / 4.953%
$6,321
$1,997
7/1 Adjustable
4.500% / 4.974%
$4,533
$2,027
7/1 Adjustable
4.625% / 5.009%
$2,801
$2,057
7/1 Adjustable
4.625% / 5.009%
$2,801
$2,057
7/1 Adjustable
4.750% / 5.070%
$2,297
$2,087
5/1 Adjustable
4.250% / 5.004%
$5,493
$1,968
5/1 Adjustable
4.375% / 5.025%
$4,349
$1,997
5/1 Adjustable
4.500% / 5.050%
$3,221
$2,027
5/1 Adjustable
4.500% / 5.050%
$3,221
$2,027
5/1 Adjustable
4.625% / 5.096%
$2,145
$2,057

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Friday, October 19, 2018, 9:46 PM EDT
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.