Mortgage rates today for home purchase

Assumptions: Purchasing a $500k home in Oxnard, CA with 20% down...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.250% / 4.337%
$8,094
$1,968
30 Year Fixed
4.375% / 4.412%
$5,734
$1,997
30 Year Fixed
4.375% / 4.412%
$5,734
$1,997
30 Year Fixed
4.500% / 4.500%
$3,442
$2,027
30 Year Fixed
4.625% / 4.625%
$1,690
$2,057
20 Year Fixed
4.250% / 4.341%
$7,134
$2,477
20 Year Fixed
4.375% / 4.417%
$5,446
$2,504
20 Year Fixed
4.375% / 4.417%
$5,446
$2,504
20 Year Fixed
4.500% / 4.500%
$3,894
$2,531
20 Year Fixed
4.625% / 4.625%
$2,066
$2,558
15 Year Fixed
3.750% / 3.828%
$6,130
$2,909
15 Year Fixed
3.875% / 3.888%
$4,346
$2,934
15 Year Fixed
3.875% / 3.888%
$4,346
$2,934
15 Year Fixed
4.000% / 4.000%
$2,706
$2,959
15 Year Fixed
4.125% / 4.125%
$1,086
$2,984
10/1 Adjustable
4.250% / 4.664%
$5,862
$1,968
10/1 Adjustable
4.375% / 4.717%
$4,682
$1,997
10/1 Adjustable
4.375% / 4.717%
$4,682
$1,997
10/1 Adjustable
4.500% / 4.780%
$3,206
$2,027
10/1 Adjustable
4.625% / 4.858%
$1,886
$2,057
7/1 Adjustable
4.125% / 4.758%
$6,250
$1,939
7/1 Adjustable
4.250% / 4.793%
$5,106
$1,968
7/1 Adjustable
4.250% / 4.793%
$5,106
$1,968
7/1 Adjustable
4.375% / 4.829%
$3,986
$1,997
7/1 Adjustable
4.500% / 4.889%
$2,850
$2,027
5/1 Adjustable
4.125% / 4.868%
$5,350
$1,939
5/1 Adjustable
4.250% / 4.892%
$4,302
$1,968
5/1 Adjustable
4.250% / 4.892%
$4,302
$1,968
5/1 Adjustable
4.375% / 4.931%
$3,254
$1,997
5/1 Adjustable
4.500% / 4.977%
$2,250
$2,027

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Saturday, January 19, 2019, 10:03 PM EST
Ribbon

The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.