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The below rates are estimated rates current as of:
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- Rates can change several times a day, so we make sure you have the latest. We updated them at . Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rates, payments, and costs may differ.
- Rates and fees are as of time displayed above and are subject to change without notice.
- The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
- We don’t yet have your complete financial picture. Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
- Loan approval is subject to underwriter review: not everyone who applies will be approved.
- We also assume: closing costs are paid out of pocket; your debt-to-income ratio is below 35%; you are purchasing or refinancing a single-family home that is your primary residence; you are making a down payment of 20%; and your credit score is 760 or higher.
- Refinancing may cause your finance charges to be higher over the life of the loan.