Mortgage rates today for home purchase

Assumptions: Purchasing a $500k home in Irvine, CA with 20% down...
Filter results6
Filter results6
Rate type
Better rate / APR
Points/Credits
Per month
30 Year Fixed
4.250% / 4.346%
$8,538
$1,968
30 Year Fixed
4.375% / 4.421%
$6,174
$1,997
30 Year Fixed
4.375% / 4.421%
$6,174
$1,997
30 Year Fixed
4.500% / 4.500%
$3,886
$2,027
30 Year Fixed
4.625% / 4.625%
$2,122
$2,057
20 Year Fixed
4.375% / 4.433%
$5,982
$2,504
20 Year Fixed
4.500% / 4.513%
$4,434
$2,531
20 Year Fixed
4.500% / 4.513%
$4,434
$2,531
20 Year Fixed
4.625% / 4.625%
$2,518
$2,558
20 Year Fixed
4.750% / 4.750%
$478
$2,585
15 Year Fixed
3.750% / 3.851%
$6,750
$2,909
15 Year Fixed
3.875% / 3.909%
$4,938
$2,934
15 Year Fixed
3.875% / 3.909%
$4,938
$2,934
15 Year Fixed
4.000% / 4.000%
$3,302
$2,959
15 Year Fixed
4.125% / 4.125%
$1,682
$2,984
10/1 Adjustable
4.250% / 4.678%
$6,002
$1,968
10/1 Adjustable
4.375% / 4.721%
$4,398
$1,997
10/1 Adjustable
4.375% / 4.721%
$4,398
$1,997
10/1 Adjustable
4.500% / 4.790%
$2,882
$2,027
10/1 Adjustable
4.625% / 4.868%
$1,490
$2,057
7/1 Adjustable
4.125% / 4.769%
$6,102
$1,939
7/1 Adjustable
4.250% / 4.804%
$4,914
$1,968
7/1 Adjustable
4.250% / 4.804%
$4,914
$1,968
7/1 Adjustable
4.375% / 4.844%
$3,750
$1,997
7/1 Adjustable
4.500% / 4.904%
$2,562
$2,027
5/1 Adjustable
4.125% / 4.901%
$6,026
$1,939
5/1 Adjustable
4.250% / 4.921%
$4,846
$1,968
5/1 Adjustable
4.250% / 4.921%
$4,846
$1,968
5/1 Adjustable
4.375% / 4.949%
$3,570
$1,997
5/1 Adjustable
4.500% / 4.995%
$2,254
$2,027

The Better Price Guarantee.

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
Rates and fees as of Wednesday, January 23, 2019, 6:02 AM EST
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The Better Price Guarantee

We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.

  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.