mortgage rates today


Not sure which rate to choose?

There’s a lot to consider, but we’ve made it easier to compare two fixed-rate loan options with our Loan Comparison Calculator.

  • Rates can change several times a day, so we make sure you have the latest. We updated them at 2:57 a.m. UTC on Oct 5. Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rates, payments, and costs may differ.
  • Rates and fees are as of time displayed above and are subject to change without notice.
  • Better Mortgage does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
  • Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
  • We don’t yet have your complete financial picture. Your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan.
  • Loan approval is subject to underwriter review: not everyone who applies will be approved.
  • We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.

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