Mortgage rates today for home purchase
Assumptions: Purchasing a $500k home in Escondido, CA with 20% down...
Rate type | Better rate / APR | Points/Credits | Per month |
|---|---|---|---|
30 Year Fixed | 4.250% / 4.346% | $8,538 | $1,968 |
30 Year Fixed | 4.375% / 4.421% | $6,174 | $1,997 |
30 Year Fixed | 4.375% / 4.421% | $6,174 | $1,997 |
30 Year Fixed | 4.500% / 4.500% | $3,886 | $2,027 |
30 Year Fixed | 4.625% / 4.625% | $2,122 | $2,057 |
20 Year Fixed | 4.375% / 4.433% | $5,982 | $2,504 |
20 Year Fixed | 4.500% / 4.513% | $4,434 | $2,531 |
20 Year Fixed | 4.500% / 4.513% | $4,434 | $2,531 |
20 Year Fixed | 4.625% / 4.625% | $2,518 | $2,558 |
20 Year Fixed | 4.750% / 4.750% | $478 | $2,585 |
15 Year Fixed | 3.750% / 3.851% | $6,750 | $2,909 |
15 Year Fixed | 3.875% / 3.909% | $4,938 | $2,934 |
15 Year Fixed | 3.875% / 3.909% | $4,938 | $2,934 |
15 Year Fixed | 4.000% / 4.000% | $3,302 | $2,959 |
15 Year Fixed | 4.125% / 4.125% | $1,682 | $2,984 |
10/1 Adjustable | 4.250% / 4.678% | $6,002 | $1,968 |
10/1 Adjustable | 4.375% / 4.721% | $4,398 | $1,997 |
10/1 Adjustable | 4.375% / 4.721% | $4,398 | $1,997 |
10/1 Adjustable | 4.500% / 4.790% | $2,882 | $2,027 |
10/1 Adjustable | 4.625% / 4.868% | $1,490 | $2,057 |
7/1 Adjustable | 4.125% / 4.769% | $6,102 | $1,939 |
7/1 Adjustable | 4.250% / 4.804% | $4,914 | $1,968 |
7/1 Adjustable | 4.250% / 4.804% | $4,914 | $1,968 |
7/1 Adjustable | 4.375% / 4.844% | $3,750 | $1,997 |
7/1 Adjustable | 4.500% / 4.904% | $2,562 | $2,027 |
5/1 Adjustable | 4.125% / 4.901% | $6,026 | $1,939 |
5/1 Adjustable | 4.250% / 4.921% | $4,846 | $1,968 |
5/1 Adjustable | 4.250% / 4.921% | $4,846 | $1,968 |
5/1 Adjustable | 4.375% / 4.949% | $3,570 | $1,997 |
5/1 Adjustable | 4.500% / 4.995% | $2,254 | $2,027 |
The Better Price Guarantee.
We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
The Better Price Guarantee
We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
- Rates and fees are as of time displayed above and are subject to change without notice.
- Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
- Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
- We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
- Loan approval is subject to underwriter review: not everyone who applies will be approved.
- We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.