Rates for home purchase
Assumptions: Purchasing a $500k home in Escondido, CA with 20% down...
Rate type | Better rate / APR | Points/Credits | Per month |
|---|---|---|---|
30 Year Fixed | 4.250% / 4.325% | $1,968 | |
30 Year Fixed | 4.375% / 4.402% | $1,997 | |
30 Year Fixed | 4.500% / 4.500% | $2,027 | |
30 Year Fixed | 4.500% / 4.500% | $2,027 | |
30 Year Fixed | 4.625% / 4.625% | $2,057 | |
20 Year Fixed | 4.125% / 4.230% | $2,450 | |
20 Year Fixed | 4.250% / 4.289% | $2,477 | |
20 Year Fixed | 4.375% / 4.375% | $2,504 | |
20 Year Fixed | 4.375% / 4.375% | $2,504 | |
20 Year Fixed | 4.500% / 4.500% | $2,531 | |
15 Year Fixed | 3.750% / 3.821% | $2,909 | |
15 Year Fixed | 3.875% / 3.876% | $2,934 | |
15 Year Fixed | 4.000% / 4.000% | $2,959 | |
15 Year Fixed | 4.000% / 4.000% | $2,959 | |
15 Year Fixed | 4.125% / 4.125% | $2,984 | |
10/1 Adjustable | 4.000% / 4.537% | $1,910 | |
10/1 Adjustable | 4.125% / 4.579% | $1,939 | |
10/1 Adjustable | 4.250% / 4.622% | $1,968 | |
10/1 Adjustable | 4.250% / 4.622% | $1,968 | |
10/1 Adjustable | 4.375% / 4.699% | $1,997 | |
7/1 Adjustable | 4.000% / 4.675% | $1,910 | |
7/1 Adjustable | 4.125% / 4.709% | $1,939 | |
7/1 Adjustable | 4.250% / 4.765% | $1,968 | |
7/1 Adjustable | 4.250% / 4.765% | $1,968 | |
7/1 Adjustable | 4.375% / 4.824% | $1,997 | |
5/1 Adjustable | 3.875% / 4.788% | $1,881 | |
5/1 Adjustable | 4.000% / 4.807% | $1,910 | |
5/1 Adjustable | 4.125% / 4.834% | $1,939 | |
5/1 Adjustable | 4.125% / 4.834% | $1,939 | |
5/1 Adjustable | 4.250% / 4.879% | $1,968 |
The Better Price Guarantee.
We’re confident our prices are the best. If you’ve found a more competitive offer, we’ll beat it.
The Better Price Guarantee
We’re confident our prices are the best. If you’ve found a more competitive offer, we’ll beat it.
- Rates and fees are as of time displayed above and are subject to change without notice.
- Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
- Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
- We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
- Loan approval is subject to underwriter review: not everyone who applies will be approved.
- We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.