Mortgage rates today for home purchase
Assumptions: Purchasing a $500k home in Escondido, CA with 20% down...
Rate type | Better rate / APR | Points/Credits | Per month |
|---|---|---|---|
30 Year Fixed | 4.625% / 4.703% | $7,646 | $2,057 |
30 Year Fixed | 4.750% / 4.775% | $5,158 | $2,087 |
30 Year Fixed | 4.875% / 4.875% | $2,658 | $2,117 |
30 Year Fixed | 4.875% / 4.875% | $2,658 | $2,117 |
30 Year Fixed | 5.000% / 5.000% | $110 | $2,147 |
20 Year Fixed | 4.500% / 4.588% | $7,014 | $2,531 |
20 Year Fixed | 4.625% / 4.643% | $4,618 | $2,558 |
20 Year Fixed | 4.750% / 4.750% | $2,686 | $2,585 |
20 Year Fixed | 4.750% / 4.750% | $2,686 | $2,585 |
20 Year Fixed | 4.875% / 4.875% | $306 | $2,612 |
15 Year Fixed | 4.000% / 4.104% | $6,822 | $2,959 |
15 Year Fixed | 4.125% / 4.157% | $4,854 | $2,984 |
15 Year Fixed | 4.250% / 4.250% | $3,066 | $3,009 |
15 Year Fixed | 4.250% / 4.250% | $3,066 | $3,009 |
15 Year Fixed | 4.375% / 4.375% | $1,678 | $3,034 |
10/1 Adjustable | 4.500% / 4.849% | $5,182 | $2,027 |
10/1 Adjustable | 4.625% / 4.909% | $4,354 | $2,057 |
10/1 Adjustable | 4.750% / 4.979% | $3,662 | $2,087 |
10/1 Adjustable | 4.750% / 4.979% | $3,662 | $2,087 |
10/1 Adjustable | 4.875% / 5.058% | $2,786 | $2,117 |
7/1 Adjustable | 4.250% / 4.893% | $6,974 | $1,968 |
7/1 Adjustable | 4.375% / 4.915% | $5,190 | $1,997 |
7/1 Adjustable | 4.500% / 4.949% | $3,462 | $2,027 |
7/1 Adjustable | 4.500% / 4.949% | $3,462 | $2,027 |
7/1 Adjustable | 4.625% / 5.009% | $2,882 | $2,057 |
5/1 Adjustable | 4.250% / 4.984% | $5,182 | $1,968 |
5/1 Adjustable | 4.375% / 5.007% | $4,110 | $1,997 |
5/1 Adjustable | 4.500% / 5.050% | $3,042 | $2,027 |
5/1 Adjustable | 4.500% / 5.050% | $3,042 | $2,027 |
5/1 Adjustable | 4.625% / 5.096% | $2,026 | $2,057 |
The Better Price Guarantee.
We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
The Better Price Guarantee
We’re confident our prices are better. If you’ve found a more competitive offer, we’ll beat it.
- Rates and fees are as of time displayed above and are subject to change without notice.
- Better does not charge an origination fee. The one-time costs shown include points/credits and third-party fees. An escrow deposit, pre-paid interest, and other charges may be required depending on your situation.
- Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.
- We don’t yet have your complete financial picture. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.
- Loan approval is subject to underwriter review: not everyone who applies will be approved.
- We also assume: closing costs are paid out of pocket and debt-to-income ratio is below 35%.