HELOCs for mortgage brokers

Quote HELOCs in minutes. No pull, no cost.

Price scenarios without pulling credit or naming the borrower. Submit when your client's ready, and work the file with a named account executive and underwriter.

  • No credit pull
  • No borrower name
  • Works on your phone

For licensed mortgage professionals only. Not for consumer use.

Scenario pricing

Price a hypothetical loan scenario.

ProductHELOC
Property value$850,000
1st mortgage balance$410,000
Draw amount$150,000
Est. FICO740

Pricing results

108 eligible · 6 ineligible

Know where every file stands.

No chasing for updates. You see status and conditions, and you know who to call.

Priya ShahHELOC · $150K

Clear handoff

One submit step. You'll know the file is ours and what happens next.

Marcus WebbIn underwriting
Elena Ruiz2 conditions
Tom BeckerClear to close

Conditions up front

Status and open conditions on every file, on desktop or phone.

SKSarah KimAccount executive
JOJames OkaforUnderwriter

People who pick up

A named account executive and underwriter on every file.

Pipeline

Dana HoltHELOC · $150K
Clear to close
Kevin ParkHELOC · $95K
1 condition
Rosa DelgadoBank stmt HELOC
In review
Ben CarterHELOC · $220K
Approved

Scenario pricing

ProductHELOC
Property value$850,000
Draw amount$150,000
Est. FICO740
Pricing results
30-year HELOCLender-paidEligible
20-year HELOCLender-paidEligible
10-year HELOCLender-paidEligible

Kevin Park

HELOC · $95K · 3 conditions
2025 W-2Borrower incomeUpload
Homeowners insuranceDeclarations pageUpload
Mortgage statementMost recentIn review
Add documents
Take a photo
Choose from files
W2_2025.pdf

Run your whole business from your phone.

Most of the work happens at your desk. When you step away, everything you do there works on your phone too.

Become a Better Wholesale partner

Tell us about your shop. We'll confirm your licensing and get you set up to price your first scenario.

  1. 1Request accessTakes about two minutes.
  2. 2We verify your NMLSCompany and individual licensing checked.
  3. 3Meet your account executiveThey'll walk you through the platform and send your invite.

Start your partnership journey

All fields required.

I agree that Better may contact me about the Better Wholesale program by email, phone, or text at the number above. Message and data rates may apply.

Become a Better Wholesale partner

Tell us about your shop. We'll confirm your licensing and get you set up to price your first scenario.

  1. 1Request accessTakes about two minutes.
  2. 2We verify your NMLSCompany and individual licensing checked.
  3. 3Meet your account executiveThey'll walk you through the platform and send your invite.

Start your partnership journey

All fields required.

Enter your first name
Enter your last name
Enter a valid email
Enter a 10-digit number
Enter your company name
NMLS IDs are numbers only
NMLS IDs are numbers only
Enter at least one state

Request received

We're checking your NMLS licensing. Your account executive will reach out to set up your login.

Questions brokers ask

No. The borrowers you submit are your clients. Better's retail team doesn't market to them, and we don't use their information to solicit them.

You choose lender-paid or borrower-paid comp on each file. Lender-paid comp is paid to you at funding. Borrower-paid comp is collected at closing and shown on the Closing Disclosure.

HELOCs on primary homes, second homes, and investment properties. Lines from $50,000 to $750,000, up to 90% CLTV, with a 620 minimum credit score. Available in most states. See Licensing for the full list.

Submit the form and we'll verify your company and individual NMLS licensing. Once you're approved, your account executive sets up your login and walks you through your first scenario.

Yes. Everything you can do on desktop works on your phone, from pricing scenarios to uploading condition documents.

Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, 80th Floor, New York, NY 10007. Equal Housing Lender.

For licensed mortgage professionals only. This page is not intended for consumers and is not an advertisement to extend consumer credit under Regulation Z (12 CFR 1026.24).

Loans made or arranged pursuant to a California Finance Lenders Law License No. 6052748. Not available in all states. NMLS Consumer Access: www.nmlsconsumeraccess.org