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I'm purchasing
I'm refinancing

Owning a home

is within reach

Get pre-approved
  • 3%
    Minimum down payment required for a FNMA HomeReady loan from Better Mortgage.** Plus, other loan options that require a down payment of less than 20% are available.
  • 620
    Minimum credit score to qualify for a loan from Better Mortgage, which means you're still eligible while building your credit.
  • Zero
    At Better Mortgage, you pay zero hidden lender fees and zero commissions, Always.

Why we're better

Find the right mortgage for any budget

Rate comparison tools make it easy to see your options and make the best choice for you.

A simple online approach

You can do the entire application online, including pre-approval and rate lock.

Close up to 10 days faster than the industry average

We make sure everything goes smoothly the whole time.

Join hundreds of thousands of happy homeowners

Find out which home loan option works best for you

As a Chime member, your $500 off closing costs will be added to your account automatically.*

I'm purchasing
I'm refinancing

*Terms and conditions apply. See better.com/content/chimeterms